Comparison
Microsoft 365 Copilot vs Microsoft Copilot
Microsoft 365 Copilot: Microsoft's AI inside Word, Excel, Teams and Outlook. Microsoft Copilot: Microsoft's AI assistant, free and built into Windows.
| Microsoft 365 Copilot | Microsoft Copilot | |
|---|---|---|
| Rating | 4.2 | 4.1 |
| Price | Paid An add-on on top of a Microsoft 365 licence. Copilot Business $18/user/month promotional ($21 standard) through the end of 2026; Enterprise $30/user/month with an annual commitment. | Freemium Free with limits at peak times. Microsoft 365 Premium $19.99/month (replaces the old Copilot Pro). |
| Free plan | ||
| API available | ||
| Open source | ||
| In Spanish | ||
| No watermark | — | — |
| Platforms | Web · Windows · Mac · iOS · Android | Web · Windows · iOS · Android |
Microsoft 365 Copilot
- Built into where the team already works: Word, Excel, Teams and Outlook
- Accesses company documents and email while respecting permissions
- Automatic summaries of Teams meetings
- It is an add-on: a separate Microsoft 365 licence is required
- Real cost of $30 to $90/user/month once you add the base plan
Microsoft Copilot
- Free for personal use, no subscription
- Built into Windows and Edge: always within reach
- Answers with web citations and image generation included
- Throttles usage at peak times on the free plan
- Real integration with Word, Excel and Outlook requires Microsoft 365 Premium